HousingKit

Mortgage Calculator PITI + HOA

Estimate principal and interest plus taxes, insurance, and HOA to see a full monthly ownership cost.

Enter values and run calculation.

How to use this output

Use total monthly cost as a planning input, then test affordability with the Home Affordability Calculator. For long-horizon comparisons against renting, use Rent vs Buy.

Related tools: Mortgage Amortization Calculator and TaxKit Quarterly Tax Calculator. Related guides: How Much House Can I Afford? and Rent vs Buy 7-Year Rule.