BudgetKit
Monthly Budget Calculator
Estimate planned spending, savings, and monthly remainder in one quick pass.
Monthly Budget Calculator
Use net income and your planned allocations to see if your budget leaves room this month.
FAQ
Should I use gross or net income?
Use net take-home income so the result reflects cash you can actually spend or save this month.
What if my remaining value is negative?
Reduce variable spending first, then revisit fixed-cost commitments and savings/debt targets.
How often should I update my numbers?
Update monthly or whenever pay, rent, or debt payments change to keep the plan realistic.
Need a target split baseline? Open the 50/30/20 calculator.